I just cannot thank you enough for helping us to take control of our work comp.  In addition to making my life easier by helping to manage our claims, your team helped us create a very strong safety culture.  Our injuries are down significantly, but more importantly, you helped reduce our work comp premium by over $80,000 a year.

   — Lori Bodnar – C Harper Automotive Group

About Us


The goal is to build an error free, and overcharge free, Workers’ Compensation Program that you control, and for you NOT to be controlled by the insurance company.


Premium Reduction Center focuses on slashing Workers’ Compensation costs through our trademarked 20 step process.

  • Dedicated to helping employers crush Workers’ Comp costs through finding and fixing errors and recovering money already spent.
  • Helping employers drive their experience modification factor down to its minimum thus releasing locked up capital.
  • Creating recovery at work programs both employers and employees embrace to prevent disruption of customer service and business output.
  • Making businesses attractive to insurance companies through a trademarked Risk Profile Discovery – Result: insurance companies want your business. That means you don’t have to fight to find the right insurance company for you.
  • Premium Reduction Center is a division of the Duncan Insurance Group

Meet Your Team

Simply click on each team member to expand or close their bio

  • David R. Leng, CPCU, CIC, CBWA, CWCA, CRMDavid R. Leng is Executive Vice President and Executive Partner of the Duncan Financial Group, a Faculty Member of the Institute of WorkComp Professionals, and author author of the International Best Sellers- The Laws of Insurance Attraction and Turning Premiums Into Profits, as well as Stop Being Frustrated & Overcharged Year After Year By Your Workers’ Compensation Program. David is a 30 year veteran of the Risk Management and Insurance industry. He is regarded as one of the brightest minds in the industry due to his unique Risk Profile Improvement Process, which identifies, controls and reduces the risk factors inherent in any business that drive costs to an organization’s bottom line and hinders employee productivity. Since 2004, David has saved his clients well over $50,000,000 in premiums and overcharges.

    David was awarded the Advisor of the Year for 2008 by the Institute of WorkComp Professionals and is a frequent contributor to Dynamic Business, Environmental Health & Safety magazines, and has been published in several other periodicals and association newsletters.


    David, who has over 20 years experience specializing in Workers’ Compensation, is an alumnus of Penn State where he received a Bachelor of Science in Insurance and Risk Management. His professional designations include Certified Insurance Counselor (CIC), Certified Risk Manager (CRM) and Charter Property Casualty Underwriter (CPCU), Certified Benefits & Wellness Advisor (CBWA), and he’s been designated a Certified WorkComp Advisor (CWCA) by the Institute of WorkComp Professionals.


    David is also Co-Founder of Keystone CompControl, the nation’s largest single network of Workers’ Compensation specialists, and is one of only 14 nationwide Level-5 Advisors of the Institute of WorkComp Professionals.


    David is a frequent speaker for the Westmoreland HR Association, the National Workers’ Compensation Symposium, PA Society of Public Accountants, SMC Business Councils, as well as other organizations; and was added to the faculty of the Institute of WorkComp Professionals in 2012.


    David spends his leisure time boating in the summer and skiing in the winter with his wife, Lynn, and their two children, Alizabeth and Luke. David and Lynn are active members of Emmaus and Autism Speaks, organizations that help support individuals with special needs, including their son Luke, who was diagnosed with Autism at the age of 18 months. David’s hobbies include woodworking and ice hockey, as well as donating considerable time to his local high school by helping to design and build sets for their musical productions.


    David can be contacted at (724) 863-3420 ext. 3329, at (800) FOR-LENG (367- 5364) ext. 3329, or emailed at dleng@duncangrp.com.

  • John M. Duncan, Jr, CIC, CWCAAs President for the past 15 years, John oversees the operation of the company with the sole mission of assuring that his clients receive the gold-level of service they have come to expect from the Duncan Insurance Group.

    A graduate of Indiana University of PA, where he earned his degree in Business Management, John also takes his civic responsibility seriously as he now serves as President of Norwin Public Library Board and a Board member of Norwin Chamber of Commerce.


    Ask John Duncan to describe himself and he’ll not hesitate to tell you he is both logical and competitive, with a firm belief that contrary to a popular notion within the insurance industry, “cheapest is not always the least expensive.”


    It’s also no coincidence that John’s personal philosophy parallels that of the company– Do it right!


    John can be contacted at (724) 863-3420 ext. 3311, at (888) 383-3420 ext. 3311, or emailed at jduncan@duncangrp.com.

  • Michael G. Lukart, CSP, CWCAMichael Lukart is President of East Coast Risk Management, LLC. Along with his team, he provides risk management consulting services to more than 150 companies in the Commonwealth of Pennsylvania as well as NJ, MD, OH, NC and WV. He has more than 25 years experience in the safety/risk management arena with organizations ranging from small/medium firms to large, complex multinational corporations. He holds the Certified Safety Professional (CSP) and Certified Workers Compensation Advisor (CWCA) designations.

    Prior to forming East Coast Risk Management, Michael held the position of Director, Safety, Health and Environmental Management for a large multinational corporation where he oversaw a staff of professionals responsible for more than 35 facilities in eight countries. He was directly responsible for the safety, health and workers’ compensation programs as well as all environmental and safety compliance efforts. He also oversaw the environmental due diligence efforts of the corporation during more than twelve manufacturing facility acquisitions and divestitures as well as corporate mergers.


    Michael received his BS degree in Industrial Safety Sciences from Indiana University of PA and is actively involved in a number of professional societies and business groups. He resides in North Huntingdon, PA with his wife Cindy and their two children Tyler & Erika.

  • Cynthia PaisleyCynthia Paisley is the Vice President of Claims at East Coast Risk Management. Cynthia comes to us from ProSight Specialty Insurance Company where she served as Vice President of Claims and Strategic Leadership. In that capacity, she had direct oversight of all commercial line claims, risk telematics, claim operations, the special investigations and subrogation units.

    Cynthia has a wealth of workers’ compensation and commercial auto claims management experience, particularly in the trucking, school bus and commercial motor coach industries. She also has certifications in Commercial Casualty, Commercial Property, Risk Management and Agency Management from the National Alliance of Insurance Education and Research.

  • 2Mark Beck, CSP, CWCAMark has over 32 years of safety, workers’ compensation and human resource experience in a variety of industries. Mark graduated in 1980 from Indiana University of Pennsylvania (IUP) with a BS in Safety Engineering, then went on to get his Masters in Safety from the same University. Mark also received a second Masters degree in Public Management with a concentration in Human Resources and Health Care Administration from Carnegie Mellon University.

    Mark began his employment in 1980 as Director of Corporate Safety for the PDM Corporation. For fifteen years, Mark was the Senior Director of Risk Management for Allegheny Health Education and Research Foundation, one of the largest non-profit hospital systems in the United States. While with AHERF, Mark managed a self insured and self-administered workers’ compensation program. Mark then worked as a Vice President for the Frank Gates Corporation; a workers’ compensation claims administrator, and finally District Manager for CorVel Corporation before coming to East Coast Risk Management. Mark also holds designations as a Certified Safety Professional (CSP) and a Certified Workers Compensation Analyst (CWCA). Mark has a diverse background with a concentration in Safety, Workers Compensation Claim Management, Information Systems, and Human Resources.

  • 6Renee L. Mielnicki, Esq.Renee Mielnicki graduated cum laude with a Bachelor of Arts Degree in Political Science from the University of Pittsburgh and went on to earn a Juris Doctor degree from Duquesne University School of Law. She began her career at the law firm of Seewald, Mielnicki & Petro in 2001 where she practiced primarily in the areas of administrative, civil and criminal litigation. She then went on to serve the Allegheny County Housing Authority as its Associate General Counsel from 2007 to 2013.

    Her role with the Housing Authority was diverse, but included contractual work, policy drafting, union issues and grievances and a wide range of human resource related issues. Renee joined East Coast Risk Management in October 2013 as its General Counsel/Employment Law Consultant where she then began to focus exclusively on human resource and employment related issues.


    Renee works closely with our clients to provide expert consultation and Human Resources services including legal review or development of policies, procedures and employment-related contracts, training employees or supervisors on any HR-related subjects, guidance or representation at unemployment or EEOC proceedings, consulting and participating in sensitive terminations, and much more.


    Renee also offers human resources counsel and tips on her regular blog, HR Counselor’s Corner at http://www.eastcoastriskmanagement.com/hr-consulting-blog/.

  • 3Michael Kuiros, CWCAMichael Kuiros is a Senior Safety Consultant with East Coast Risk Management. Michael earned his bachelor’s degree in Safety Management from Slippery Rock University of Pennsylvania (SRU.)

    Prior to joining the East Coast team, Michael worked as a Safety Intern for Allegheny General Hospital located in Pittsburgh, PA. While at Allegheny General Hospital, Michael worked closely with employees and administrators in the many aspects of Safety that a hospital is dealt with from a day to day basis. At ECRM, Michael  works closely with clients providing Safety Services tailored to their needs.

  • 4Gordon Peterson, PEGordon Peterson serves as the Manager of Environmental Health and Safety (EH&S) for East Coast Risk Management. Gordon holds a B.A. in Communications and a B.S. in Civil and Environmental Engineering from the University of Wisconsin. He earned an M.S. in Environmental Engineering from the University of Illinois. Gordon also received one of the initial Cray supercomputer grants from the National Science Foundation and was involved in a post degree computer modeling program of kinetic groundwater transport at the University of Illinois, Stanford University and the University of Waterloo in Canada.

    Gordon has more than 25 years experience in the EH&S and Engineering Services arena working both within the consulting and construction industry as well as directly for a Fortune 500 multinational manufacturing firm. His unique relationships with numerous key firms in the Environmental and Engineering services sector have proven a valuable asset to ECRM clients, in both large and small projects. Gordon is a licensed Professional Engineer who participates in several industrial advocacy groups and professional societies.


    Prior to joining East Coast Risk Management, Gordon held the positions of Director, EH&S, and Senior Manager of Strategic Sourcing EH&S, for a large multinational corporation responsible for over 30 manufacturing plants and 700 retail operations worldwide. This position required a broad range of EH&S activities, acquisition/divestitures of businesses, and capital projects in the chemical, coatings and glass manufacturing and distribution sectors. Prior to that, Gordon moved from the project engineering level of a small environmental consulting firm to the position of Senior VP of Operations with one of the largest environmental engineering and remediation companies in North America. This experience enabled Gordon to develop a thorough understanding of the compliance requirements and risks involved in all areas of the industrial sector regardless of a company’s size or limitations. It has given him specific exposure to the compliance needs of the petrochemical, health services, transportation, energy and both light and heavy manufacturing sectors.

  • 5John Schuster, CWCAJohn Schuster serves as a Senior Safety Consultant out of East Coast Risk Management’s North Huntingdon, PA office. John earned a bachelor’s of science degree in Safety and Environmental Management from Slippery Rock University of Pennsylvania in 2010.

    Prior to joining East Coast Risk Management, John was employed as a Safety Coordinator with the Joseph B. Fay Construction Company. His duties included: performing safety audits, developing safety and health plans, completing employee training, and identifying root causes/ preventative measures. John also spent some time as the Safety Manager for Flowline Industries in New Castle, PA. He also acted as one of the primary safety and security personnel while holding the role of Clinical Manager at George Junior Republic’s 500 plus acre campus located in Grove City, PA.


    John’s previous employment opportunities have provided him with experience in: construction, transportation, manufacturing, workers’ compensation and claims management.

  • 7Christy Tokay, CWCAChristy came to ECRM from PMA Insurance Group where she was employed as a multi-jurisdictional adjuster responsible for managing lost time workers’ compensation claims for both self-insured, and insurance clients. As part of her eight year career with PMA she maintained a high level of customer satisfaction with frequent on-site consultations and claim reviews.

    In addition, she continued to grow her knowledge by evaluating and applying new case law as it emerged. In addition, she determined and pursued subrogation potential, evaluated and adjusted reserves through the life of a claim, and implemented medical, litigation and disability action plans to obtain favorable outcomes. She received her B.A. with a dual major in Business Management and Human Resource Management from Carlow University.

  • 8Angel Ranallo, CWCAAngel is ECRM’s ‘front-line’ claim specialist. Angel is usually our clients’ first point of contact when a work-related injury occurs. Here is where the crucial early-intervention and control of a workers’ compensation claim begins. Angel is responsible for incident investigation, directing patient care, managing the medical treatment, and coordinating early return-to-work. Angel follows the progress of an injured employee’s recovery, until a full duty work release and discharge from care are obtained.

    Angel has both an Associate Degree in Business and in Medical Assistance. She came to ECRM with fourteen years experience as a workers’ compensation case manager. Angel has worked for both Healthsouth and Highmark, in their Medical Consulting division. As a result, Angel now has excellent relationships with workers’ comp physicians in western Pennsylvania.


    ECRM clients have come to trust and depend on Angel for pro-active assistance and advice from the very outset of a workers’ compensation claim.

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Get in Touch


David Leng, CWCA,



724-863-3420 x 3329





John M. Duncan, Jr



724-863-3420 x 3311