IMPACTING LIVES & PROFITABILITY WHILE
TAKING THE FRUSTRATION OUT OF WORKERS' COMPENSATION!
TAKING THE FRUSTRATION OUT OF WORKERS' COMPENSATION!
David, you and your team really delivered results! After working with your team for just about a half a year, you dramatically improved the safety of our operation and very quickly reduced our injury frequency. Most importantly, you negotiated with our insurance company and took us from a 15% surcharge to a 15% credit... that’s a 30% drop in our rates!!! You gave us an almost $40,000 reduction in our premium!”
— Bob Mincin, Mincin Insulation Services
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"I thought my knowledge of Workers’ Compensation was pretty good, until David’s seminar! I didn’t realize how much I didn’t know. When it comes to Workers’ Comp, ignorance isn’t bliss...it’s costly."
Don Gutwald - Penn Metal Fabricators in Ebensburg
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Working with Duncan we were able to enhance the safety culture in our organization
and reduced our Workers’ Compensation costs by over $100,000 a year.
— Gary Bowser, II., President - Bowser Automotive Group
Learn how making your company more attractive to insurance companies will
not only lower your insurance premiums, it will also help your company become more productive and profitable.
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David R Leng; speaker, David Leng; keynote speaker; presentations; Author; best selling author; bestselling author; best-selling author; best selling book; bestselling book; best-selling book; workshop; workshops; continuing education programs; continuing education programs; AICPA CE; CE; CPE; AICPA CPE; HR CPE; HR CE; best practices; Total Cost of Risk; Reducing Total Cost of Risk; Managing Total Cost of Risk
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Work Comp; Workers Comp; Workers Compensation; CWCA; CPCU; CIC; CBWA; CRM; Certified Risk Manager; Certified Insurance Counselor; Certified benefits & Wellness Advisor; Chartered Property Casualty Underwriter; Certified WorkComp Advisor
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Employee injuries; work comp claims; workers comp claims; return to work; transitional duty; managed care; MCO; manage care organizations;
auto insurance; truck insurance; fleet insurance
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international insurance; ocean marine cargo; foreign voluntary work comp; foreign voluntary workers comp; international auto; international liability; kidnap & ransom insurance;
disaster planning; disaster plan; disaster preparedness;
premium audit; premium audits; payroll audit; payroll audits; errors in audits;
experience modifier; experience mod; emod; ERM; EMR;
managing work comp; managing injuries; claims management; manage claims; injury management; claim management; claims management;
safety; safety culture; workplace safety; jobsite safety; fleet safety; driver safety; employee safety; OSHA Occupational Health & Safety; safety compliance; injury prevention; preventing injury; preventing injuries;
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HOW DO YOU SLASH PREMIUMS BY
OVER $50,000,000 SINCE 2004?
WHILE INCREASING PRODUCTIVITY & PROFITABILITY!
HOW? SIMPLY CHANGE THE WAY YOU PLAY THE GAME!
In just the fourth month of my career as an Outsourced Risk Manager, I pulled into the parking lot of a large manufacturer for the first time. I did not realize that when I made that turn into the parking lot, it would change my life and my focus forever. What should have been a very loud manufacturing plant, was silent except the noises of the EMS, police, and fire department radios.
A worker had been killed.
Since that day, I have continued to see the impact that the loss of that employee had, not only on the owner of the company, who was a long time, personal friend of the employee, but also the bigger impact it has had on that employee’s family. The loss of the employee’s life left an unfillable hole, bigger than you can possibly imagine, in the lives of his family – his wife and 2 boys, both under the age of 3 at that time.
I saw how little workers’ compensation insurance really does for the family and I saw the lifelong changes that ensued.
All of this, from an event that could have been prevented by the actions of two people, if only either one of them would have taken 15 to 60 seconds, this employee may still be alive today. If one of them had taken pause, realized what they were about to do could have devastating results, and changed what they did…
From that day on, my goal has become to have employees go home the same, safe way that they arrived.
To truly accomplish this, it requires going beyond safety. Beyond insurance. It required a deeper understanding of my client’s operations, their employees, and the very culture that drives their organizations – impacting all of these is necessary to achieve what sounds like a simple goal
To achieve this goal, it required over 10 years to develop new ways to identify and managing the risks and issues facing our clients. It involved creating and implementing culture changing programs and processes, including behavior-based safety to eliminate injuries. It entailed changing how our clients hired and oriented new employees to wipe out the higher injury rates of new employees. It necessitated breaking down the silos, or barriers, that often exist between operations, human resources, and safety to dive success. And we continue to refine our approach and programs as times change.
By the way, in accomplishing these changes, our clients have come back to inform us that in just 2 years of working with them that we have:
In addition, the deeper understanding we have of their operations has led us to helping them BETTER DESIGN THEIR INSURANCE PROGRAM BLUEPRINT so that their program can better respond to the potential catastrophes that they face.
Since 2004, this approach has helped hundreds of companies take control of their Risks, their Insurance Programs, and slash their premiums by over $50,000,000. Just check out our results. By helping businesses to better manage their risks, we have demonstrated that they are able to reduce costs, improve productivity and profitability all while reducing their frustrations running their companies.
Key #1: Manage Your Risks, or Your Risks Will Manage You
When it comes Insurance, the first step to stop being frustrated and overcharged, and taking control of your bottom line
is to realize that insurance premiums are based on an underwriter's perception of the risk in your business, also know as your Risk Profile. When you control your risks through a Proven Risk Management Approach, you become more attractive to insurance companies, which leads to you dramatically lowering your insurance costs! The ultimate benefit of you becoming more attractive, is that by doing so, you will actually help your company become more efficient and profitable.
Key #2: Your Workers' Compensation Program is HIGHLY Manageable
The second step is realizing that Workers' Compensation is not insurance. Workers' Compensation is actually a finance tool, designed so you pay for your employee's injuries, back to the insurance company, PLUS interest! Workers’ Comp is simply the mechanism by which you finance your employee injuries. Thanks to your Experience Modifier, for every dollar the insurance company spends, you are likely to pay back $1.50 to $3.00 It’s our job to stop you borrowing money at such high interest rates. We help people who suffer from the symptoms of being frustrated and overcharged by their workers' compensation by curing their WorkCompItis!
Key #3: Don't Bet Your Business on a Flip of a Coin
The third step is to realize that most businesses that are affected by a catastrophic event either never reopen, or close within 3-5 years. We have seen "experts" state that 70% or 80% will fail from such an event. The clearest statistic comes from the Institute or Business & Home Safety who states that just over 25% will not reopen, and another 25% will go out of business within 3 years - DESPITE BEING INSURED. A flip of a coin! And this statistic does not even contemplate natural disasters such as Hurricane Katrina! When it comes to making sure your insurance protection is there for you when you need it the most, it's simple, DON'T ASSUME... You need to be prepared to survive a disaster.
To learn more, simply reach out to David Leng at 724-978-2139 or firstname.lastname@example.org.
How Much Does Your Workers' Compensation Cost You?
THE LAWS OF INSURANCE ATTRACTION
Inside these pages you will find out how to stop gambling as the way to reduce your insurance premiums, and learn how to put yourself in a winning position where you ultimately control the game.
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STOP BEING FRUSTRATED & OVERCHARGED
BY YOUR WORKERS' COMPENSATION!
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to dramatically reduce your premiums,
eliminate overcharges and frustrations,
and free yourself to focus on growing and running
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This site contains information about workers’ compensation insurance and coverage. The information is not intended as a substitute for insurance, legal, or financial advice from an appropriately qualified professional and should not be treated as such. If you have any specific questions about any workers’ compensation matters you should consult an appropriately qualified professional.